Financial Stuff

Scary Economics

During the Republican debate at the Reagan Library, John McCain was asked: [Do] you have a plan to help people with bad credit get lower interest rates so they can keep those homes and avoid foreclosure[?] Any answer to that other than “No,” “What?”, or “Why?” demonstrates a misunderstanding of how we got to where […]

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How to Design and Backtest a Trading System

I have been working for some time on various systems for trading stocks, and thought I would share some of my observations and the lessons I have learned.

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Budget – Yes!

I just finished working through my in-school budget – it looks like it’s in pretty good shape. I didn’t try to work it out, until now, because there were just too many unknowns for my first month or so in a new (and more expensive than I am used to) city, especially with book purchases

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$4 Gasoline – Coming Soon, to a Pump Near You

I’ve been saying for years, now, that $4/gallon gasoline is an inevitability in the United States. Between the fragility of global oil production, the popularity of gas-guzzlers and the fondness of legislators of tacking on all sorts of gas taxes, it is bound to happen. Well, it looks like it’s happening a few months earlier

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Rebuilding Credit

I just saw an ad (on TV) that deserved a comment. In the commercial, a woman, who maxed out multiple credit cards – even after getting new cards to do balance transfers – over a great period of time, claimed to have solved all her credit problems (or at least her credit management problem) by

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